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SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
__________________________________

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934

Date of Report (Date of earliest event reported):
 
October 9, 2008
 
Summit Financial Group, Inc.
(Exact name of registrant as specified in its charter)
 
                         West Virginia                                                                  No. 0-16587                                                   55-0672148      
                            (State or other jurisdiction of                                    (Commission File Number)                                      (I.R.S. Employer
                                                      incorporation or organization)                                                 Identification No.)
 
300 North Main Street
Moorefield, West Virginia 26836
(Address of Principal Executive Offices)

(304) 530-1000
(Registrant’s telephone number, including area code)

Not Applicable
(Former name or address, if changed since last report)
 
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
 
 
[   ]
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
 
 
[   ]
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
 
 
[   ]
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
 
 
[   ]
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
 

 
 
 

Section 8 – Other Events
 
Item 8.01.                      Other Events
 
On October 9, 2008, Summit Financial Group, Inc.’s (“Summit”) Board of Directors declared the second half 2008 dividend.  As a result, Summit issued on October 15, 2008 a News Release announcing the dividend.  This News Release is furnished as Exhibit 99 and is incorporated herein by reference.

 
Section 9 – Financial Statements and Exhibits
 
Item 9.01.                      Financial Statements and Exhibits
 
(c)           The following exhibits are being filed herewith:
 
 
99
News Release issued on October 15, 2008.
 

 
 
 

SIGNATURES
 
Pursuant to the requirements of the Securities and Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
 
                           SUMMIT FINANCIAL GROUP, INC.
 
Date:   October 15, 2008                                                                                                                  By:   /s/ Julie R. Cook                                
                                                                    Julie R. Cook
                        Vice President &
                        Chief Accounting Officer

 
 
 

pressrelease1008.htm
 
 
 

 
Exhibit 99

 

 
FOR IMMEDIATE RELEASE, WEDNESDAY, OCTOBER 15, 2008
 

 
October 15, 2008
 

 
Contact:                      Teresa Sherman, Director of Shareholder Relations
Telephone:                 (304) 530-0526
Email:                            tsherman@summitfgi.com
 

 
SUMMIT FINANCIAL GROUP ANNOUNCES SECOND HALF 2008 SEMI-ANNUAL DIVIDEND
 

 
MOOREFIELD, WV – October 15, 2008 -- SUMMIT FINANCIAL GROUP, INC. (NASDAQ: SMMF), a $1.6 billion financial holding company headquartered in Moorefield, West Virginia, today announces its second half 2008 semi-annual cash dividend.  The dividend will be $0.18 per share and is payable on December 15, 2008 to shareholders of record as of December 1, 2008.  This dividend combined with the dividend paid in the first half of 2008 represents a total cash dividend of $0.36 per share for the year, an increase of 5.88% over the $0.34 per share paid in 2007.
 

 
Summit Financial Group, Inc., a financial holding company with total assets of $1.6 billion, provides community banking and insurance services.  Summit Community Bank, its wholly-owned community bank, operates fifteen banking offices located in the Shenandoah Valley and Northern regions of Virginia and the Eastern Panhandle and South Central regions of West Virginia.  Summit also operates Summit Insurance Services, LLC.