Filed by Summit Financial Group, Inc.

Pursuant to Rule 425 under the Securities Act of 1933

And deemed filed pursuant to Rule 14a-12

Under the Securities Exchange Act of 1934

Subject Company: Summit Financial Group, Inc.

Commission File No.: 0-16587

Date: August 29, 2023


On August 25, 2023, Summit Financial Group, Inc. (“Summit”) filed a copy of a presentation made available to employees of Summit under Rule 425 and Rule 14a-12 with the United States Securities and Exchange Commission (the “Rule 425 Filing”).  The Rule 425 Filing did not include the most recent version of the presentation. This filing replaces the Rule 425 filing to include the version of the presentation provided to employees.